Menu

Home Page

I agree with Posner that companies should not be forced to provide health insurance for all their employees since some employees may not want such insurance--for example, they may get it from a spouse. I also agree that co-payments should be required from employees since otherwise they have a strong incentive to use excessive medical care. Some of the older companies with generous health insurance plans, such as those in the automotive sector, now face staggering health expenses, in part because their plans had negligible co-payments by employees.